Which type of insurance policy typically provides liability coverage?

Casualty insurance is specifically designed to provide liability coverage, which can protect an individual or business from claims resulting from injuries and damage to other people or their property. This type of insurance encompasses various types of risks, including those related to accidents, bodily injuries, and legal liabilities arising from one’s actions or negligence.

In many scenarios, casualty insurance will cover events such as workplace accidents, injuries caused by a product, or incidents that might result in legal claims. This is fundamental for individuals and businesses to safeguard themselves from potential financial loss associated with lawsuits or claims against them.

While health insurance provides coverage for medical expenses, property insurance protects the insured's own property from risks like fire or theft, and vehicle insurance covers damage related to the operation of vehicles, none of these are primarily focused on liability coverage as casualty insurance is. Therefore, casualty insurance stands out as the appropriate choice for those specifically looking for liability coverage in an insurance context.