Which of the following is NOT typically a type of personal auto coverage?

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Homeowner's insurance is not typically a type of personal auto coverage because it is specifically designed to provide protection for an individual's home and personal property within it, rather than for vehicles. Personal auto coverage focuses on insuring vehicles against risks such as accidents, theft, and liability arising from the use of those vehicles.

Liability, medical payments, and uninsured motorist coverage are all elements of personal auto insurance policies. Liability coverage addresses legal responsibilities in the event of an accident causing injury or property damage to others. Medical payments cover medical expenses for the policyholder and passengers after an accident. Uninsured motorist coverage protects the insured in case they are involved in an accident with a driver who lacks sufficient insurance coverage.

Thus, while the other choices relate specifically to automobile insurance and its pertinent coverage, homeowner’s insurance serves an entirely different purpose, emphasizing that it is not part of personal auto coverage.

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